This story appears in the August 2025 issue of Utah Business. Subscribe.
At Kickstart, we meet hundreds of founders each year — many with compelling ideas and early traction. But every so often, a company stands out not only for the clarity of its vision but for the depth of understanding behind it. That was the case with Chargezoom.
Chargezoom is transforming billing and payments infrastructure for businesses that rely on recurring invoicing. While this may not be the most visible or talked-about area of fintech, for companies that manually manage invoicing, collections and reconciliation, it is a source of ongoing friction and inefficiency. Chargezoom addresses this head-on by integrating with popular accounting platforms like QuickBooks and Xero, automating payment workflows, and helping businesses get paid faster with less manual effort and fewer errors.
What compelled us to invest wasn’t just the market opportunity; it was the rare combination of a founder with multiple prior exits, a data-rich go-to-market strategy via exclusive channel partners and a product that’s grown 4,700 percent in monthly revenue since 2021.
After selling his previous company, founder and CEO Matt Dubois set out to build Chargezoom to solve his own frustrations with legacy payment processors. The product continues to reflect his day-one goals and convictions: intuitive, practical, purpose-built.
The company is operating in a large and underserved market. While fintech innovation has accelerated in areas like consumer payments and embedded finance, core B2B billing and payment infrastructure has lagged behind. Chargezoom is modernizing a critical function in a way that integrates seamlessly into the systems businesses already use. It’s a fundamental improvement not an add-on feature.
What also impressed us was the team’s discipline around growth. Rather than chasing vanity metrics, they were focused on delivering value: onboarding customers quickly, driving down churn and prioritizing customer satisfaction. These are hallmarks of long-term scalability.
For entrepreneurs looking to raise capital, there are several takeaways from Chargezoom’s story:
- Start with a real, painful problem. Investors are drawn to solutions that address clear, urgent needs — especially ones that founders have personally experienced. Firsthand insight often leads to products that are more targeted, efficient and intuitive.
- Leverage your unique insights. Deep domain expertise isn’t just a nice-to-have; it’s often what differentiates a good idea from an investable one. Matt knew the pain of billing inefficiencies because he’d lived them, and that clarity showed in both the product and go-to-market approach.
- Validate early and iterate with real users. Product-market fit speaks louder than projections. Chargezoom’s traction came from real-world usage, rapid feedback loops and an obsession with making the product better with each release.
At Kickstart, we invest in teams building essential infrastructure for the next generation of businesses. Chargezoom exemplifies this mission: a strong team solving a real problem with clear momentum in an overlooked market. It’s the kind of investment that aligns with both our thesis and our belief in backing exceptional founders who build with purpose.
