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Allstate Insurance Company has released its ninth annual "Allstate America's Best Drivers Report." The report, based on Allstate claims data, ranks America's 200 largest cities in terms of car collision frequency to identify which cities have the safest drivers.
In the 2013 report, Salt Lake City and West Valley City rank number 63 on the list. That's an improvement of nine spots since last year's report was issued. According to the report, the average driver in the Salt Lake City area will experience an auto collision every 10 years, which is .3 percent higher than the national average.
"Our local drivers are making great progress toward keeping America's roadways safer," said Gail Howells, an Allstate agency owner in Salt Lake City. "We salute our area's best drivers and recognize their safe driving skills, which make all of our communities safer places to live, work and raise families."
The Allstate America's Best Driver's Report was created to facilitate an ongoing dialogue on safe driving that saves lives. This year's top honor of "America's Safest Driving City" is Fort Collins, Colo., the third year the city has held the top spot in the report's nine-year history. According to the report, the average driver in Fort Collins will experience an auto collision every 13.9 years, which is 28.2 percent less likely than the national average of 10 years.
For the past nine years, Allstate actuaries have conducted an in-depth analysis of company claim data to determine the likelihood drivers in America's 200 largest cities will experience a vehicle collision compared to the national average. Internal property damage reported claims were analyzed over a two-year period (from January 2010 to December 2011) to ensure the findings would not be impacted by external influences such as weather or road construction.
A weighted average of the two-year numbers determined the annual percentages. The report defines an auto crash as any collision resulting in a property damage claim. Allstate's auto policies represent about 10 percent of all U.S. auto policies, making this report a realistic snapshot of what's happening on America's roadways.